Annuity Calculator

Future value of an ordinary annuity with regular deposits.

Annuity Calculator helps you future value of an ordinary annuity with regular deposits. Enter deposit each period, annual rate, and years of deposits, review the breakdown, and use the guidance below to understand what the number means — and what it does not. What the Annuity calculator does Annuity Calculator is built for money decisions — loans, savings, payments, and taxes. Future value of an ordinary annuity with regular deposits. You enter deposit each period, annual rate, and years of deposits, then Simple Calculators computes the result instantly. Rates, fees, and tax rules vary by lender and country, so treat results as planning numbers, not a contract. How the math works Enter the Deposit each period, the Annual rate, the Years of deposits and How often you deposit (annual, quarterly or monthly). Interest is added as often as you deposit, at the annual rate ÷ deposits per year. Future value = deposit × ((1 + r)^n − 1) ÷ r, where r is the rate per period and n is the total number of deposits. Each deposit is assumed to be made at the end of its period (an "ordinary annuity"), starting from a zero balance, with no tax or fees. The formula: FV = D × ((1 + r)^n − 1) ÷ r. D is …