Annuity Payout Calculator

Fixed payout from a lump sum over a set number of years.

Annuity Payout Calculator helps you fixed payout from a lump sum over a set number of years. Enter lump sum, annual rate earned, and pay out over, review the breakdown, and use the guidance below to understand what the number means — and what it does not. What the Annuity Payout calculator does Annuity Payout Calculator is built for money decisions — loans, savings, payments, and taxes. Fixed payout from a lump sum over a set number of years. You enter lump sum, annual rate earned, and pay out over, then Simple Calculators computes the result instantly. Rates, fees, and tax rules vary by lender and country, so treat results as planning numbers, not a contract. How the math works Enter the Lump sum, the Annual rate earned on the money still invested and how many years to Pay out over. The monthly payout = lump sum × r × (1 + r)^n ÷ ((1 + r)^n − 1), where r is the annual rate ÷ 12 and n is the number of monthly payouts; the balance reaches zero with the last payout. It assumes a steady rate and fixed payouts with no increases for inflation, and does not include taxes, insurer fees or lifetime guarantees. The formula: M = P × r × (1 + r)^n ÷ ((1 + r)^n − 1). P is the lump sum, r the m…