Auto Loan Calculator

Estimate car payments with trade-in, rebates, sales tax, fees, and include-in-loan options. Or solve for price from a payment.

Auto Loan Calculator helps you estimate a car payment from price, down payment, trade-in, incentives, fees, rate, and term. Enter auto price, target monthly payment, loan term, interest rate, cash incentives / rebate, and down payment, review the breakdown, and use the guidance below to understand what the number means — and what it does not. What the Auto loan calculator does Auto Loan Calculator is built for money decisions — loans, savings, payments, and taxes. Estimate a car payment from price, down payment, trade-in, incentives, fees, rate, and term. You enter auto price, target monthly payment, loan term, interest rate, cash incentives / rebate, and down payment, then Simple Calculators computes the result instantly. Rates, fees, and tax rules vary by lender and country, so treat results as planning numbers, not a contract. How the math works Amount financed is price − incentives − down − trade-in, plus optional tax and fees. Payment uses a standard amortizing loan. The payment mode solves for the maximum vehicle price that fits a budget. The formula: Loan = price − rebate − down payment − trade-in + tax + fees (when financed). Sales tax is estimated on price after trade-in. …