Average Return Calculator

Arithmetic and geometric average return from a comma-separated list of yearly returns.

Average Return Calculator helps you arithmetic and geometric average return from a comma-separated list of yearly returns. Enter yearly returns (%), review the breakdown, and use the guidance below to understand what the number means — and what it does not. What the Average Return calculator does Average Return Calculator is built for money decisions — loans, savings, payments, and taxes. Arithmetic and geometric average return from a comma-separated list of yearly returns. You enter yearly returns (%), then Simple Calculators computes the result instantly. Rates, fees, and tax rules vary by lender and country, so treat results as planning numbers, not a contract. How the math works Type the Yearly returns (%) separated by commas, for example 8, -3, 12. The simple (arithmetic) average adds them up and divides by the number of years. The geometric average multiplies each year’s growth (1 + return) together, takes the root for the number of years, and subtracts 1: this is the steady yearly rate that gives the same ending amount. Returns below −100% are not accepted. The formula: Arithmetic average = sum of returns ÷ number of years; Geometric average = (growth multiple)^(1 ÷ years) −…