Business Loan Calculator

Estimate payments on a business term loan.

Business Loan Calculator helps you estimate payments on a business term loan. Enter loan amount, annual rate, and term, review the breakdown, and use the guidance below to understand what the number means — and what it does not. What the Business loan calculator does Business Loan Calculator is built for money decisions — loans, savings, payments, and taxes. Estimate payments on a business term loan. You enter loan amount, annual rate, and term, then Simple Calculators computes the result instantly. Rates, fees, and tax rules vary by lender and country, so treat results as planning numbers, not a contract. How the math works Enter the Loan amount, Annual rate and Term in years. The calculator uses the standard loan formula: payment = amount × r × (1 + r)^n ÷ ((1 + r)^n − 1), where r is the annual rate ÷ 12 and n is the number of monthly payments. It assumes a fixed rate and equal monthly payments, and leaves out origination fees, broker fees and any balloon payment. The formula: M = P × r × (1 + r)^n ÷ ((1 + r)^n − 1). P is the amount borrowed, r is the monthly interest rate (annual rate ÷ 12) and n is the number of monthly payments.