Down Payment Calculator

Required down payment and loan amount from price and percent down.

Down Payment Calculator helps you required down payment and loan amount from price and percent down. Enter home price and down payment, review the breakdown, and use the guidance below to understand what the number means — and what it does not. What the Down Payment calculator does Down Payment Calculator is built for money decisions — loans, savings, payments, and taxes. Required down payment and loan amount from price and percent down. You enter home price and down payment, then Simple Calculators computes the result instantly. Rates, fees, and tax rules vary by lender and country, so treat results as planning numbers, not a contract. How the math works Enter the Home price and the Down payment as a percentage. Down payment = price × percentage, and the loan = price − down payment. LTV (loan-to-value) is the loan as a share of the price. A table compares 3.5%, 5%, 10% and 20% down; closing costs, moving costs and cash reserves are not included. The formula: Down payment = price × down %; Loan = price − down payment. The down payment is the cash you pay up front; the rest is borrowed.