Rent vs. Buy Calculator

Rough cost comparison between renting and buying with a 30-year fixed mortgage, over the years you plan to stay.

Rent vs. Buy Calculator helps you rough cost comparison between renting and buying with a 30-year fixed mortgage, over the years you plan to stay. Enter monthly rent, home price, down payment %, mortgage rate, monthly property tax and insurance, and how long you would stay, review the breakdown, and use the guidance below to understand what the number means — and what it does not. What the Rent vs. Buy calculator does Rent vs. Buy Calculator is built for money decisions — loans, savings, payments, and taxes. Rough cost comparison between renting and buying with a 30-year fixed mortgage, over the years you plan to stay. You enter monthly rent, home price, down payment %, mortgage rate, monthly property tax and insurance, and how long you would stay, then Simple Calculators computes the result instantly. Rates, fees, and tax rules vary by lender and country, so treat results as planning numbers, not a contract. How the math works Enter your Monthly rent, the Home price, Down payment %, Mortgage rate, Monthly property tax and insurance, How long you would stay and the Home price growth per year. Renting cost = rent × months. Buying cost = down payment + mortgage payments + tax and ins…