Rental Property Calculator

Cap rate and cash-on-cash return for a rental property.

Rental Property Calculator helps you cap rate and cash-on-cash return for a rental property. Enter purchase price, annual rent, annual expenses, cash invested, and yearly mortgage payments, review the breakdown, and use the guidance below to understand what the number means — and what it does not. What the Rental Property calculator does Rental Property Calculator is built for money decisions — loans, savings, payments, and taxes. Cap rate and cash-on-cash return for a rental property. You enter purchase price, annual rent, annual expenses, cash invested, and yearly mortgage payments, then Simple Calculators computes the result instantly. Rates, fees, and tax rules vary by lender and country, so treat results as planning numbers, not a contract. How the math works Enter the Purchase price, Annual rent, Annual expenses, Cash invested (down payment plus closing and repair costs) and Yearly mortgage payments. Net rent = rent − expenses. Cap rate = net rent ÷ price, and cash-on-cash return = (net rent − mortgage payments) ÷ cash invested. All figures are yearly and before income tax; the property’s change in value is not included. The formula: Cap rate = (yearly rent − expenses) ÷ pric…