RMD Calculator

Required minimum distribution estimate using a uniform lifetime table factor.

RMD Calculator helps you required minimum distribution estimate using a uniform lifetime table factor. Enter account balance (dec 31) and life expectancy factor, review the breakdown, and use the guidance below to understand what the number means — and what it does not. What the RMD calculator does RMD Calculator is built for money decisions — loans, savings, payments, and taxes. Required minimum distribution estimate using a uniform lifetime table factor. You enter account balance (dec 31) and life expectancy factor, then Simple Calculators computes the result instantly. Rates, fees, and tax rules vary by lender and country, so treat results as planning numbers, not a contract. How the math works Enter the Account balance on December 31 of last year and the Life expectancy factor for the age you reach this year, taken from the IRS Uniform Lifetime Table. RMD = balance ÷ factor. A table also shows the amount at a few sample factors for older ages. It does not cover inherited accounts or the separate table used when a spouse more than 10 years younger is the only beneficiary. The formula: RMD = account balance on Dec 31 ÷ life expectancy factor. The factor comes from the IRS Uniform…