VA Mortgage Calculator

Estimate a VA mortgage payment (funding fee not included).

VA Mortgage Calculator helps you estimate a VA mortgage payment (funding fee not included). Enter loan amount, annual rate, and term, review the breakdown, and use the guidance below to understand what the number means — and what it does not. What the VA mortgage calculator does VA Mortgage Calculator is built for money decisions — loans, savings, payments, and taxes. Estimate a VA mortgage payment (funding fee not included). You enter loan amount, annual rate, and term, then Simple Calculators computes the result instantly. Rates, fees, and tax rules vary by lender and country, so treat results as planning numbers, not a contract. How the math works Enter the Loan amount, Annual rate and Term in years. The monthly payment uses the standard fixed-rate formula: payment = amount × r × (1 + r)^n ÷ ((1 + r)^n − 1), where r is the annual rate ÷ 12 and n is the number of monthly payments. The VA funding fee, property tax and home insurance are not included. The formula: M = P × r × (1 + r)^n ÷ ((1 + r)^n − 1). P is the amount borrowed, r is the monthly interest rate (annual rate ÷ 12) and n is the number of monthly payments.